business advice Archives

Using a credit card strategically can help improve cashflow and unlock funding opportunities for your NZ business.

Business credit: how a credit card helps your business

June 26, 2025 / Kunal Topiwala

A business credit card might not be the first thing that comes to mind when thinking about funding, but when used well, it can boost cashflow, build credit and open doors for future finance. Here are five ways we believe a business credit card can support your business.

Optimising your NZ business for 2025? There could be some challenges. In a shifting landscape, weather events, and plan for the future.

Reducing the uncertainty: Embracing the new reality

June 19, 2025 / SME Business Advisory Team

As technology, climate, and global conditions continue to shift, many New Zealand businesses are facing increased uncertainty. With real examples from across the country, we outline practical strategies to help business owners adapt, stay competitive, and confidently plan for the future.

Budget 2025 introduced the Investment Boost scheme. But how can Investment Boost help you reinvest in growth and the competitiveness of your business? Here's our summary.

Investment Boost: How to maximise the benefits of this new scheme

June 12, 2025 / SME Business Advisory Team

Budget 2025 introduced the Investment Boost scheme. But how can Investment Boost help you reinvest in growth and the competitiveness of your business? Here's our summary.

Discover what Budget 2025 means for your small business, from KiwiSaver changes to the new Investment Boost scheme. Get expert insight from a trusted New Zealand business adviser.

Budget 2025: A Business Adviser’s Take on What It Means for You

June 4, 2025 / Manisha Kesha

Discover what Budget 2025 means for your small business, from KiwiSaver changes to the new Investment Boost scheme. Get expert insight from a trusted New Zealand business adviser.

With many NZ businesses feeling the pressure of rising costs and uncertain markets, timely financial advice has never been more important.

Why Are So Many NZ Businesses Closing?

May 21, 2025 / SME Business Advisory Team

With rising business closures across New Zealand, SME owners are feeling the pressure. Discover practical steps and expert advice from SME Financial to future-proof your business.

Struggling with cashflow or finding new clients? Discover practical tips for NZ tradies and small businesses to steady finances, win work, and navigate tough times.

Feeling the Pinch? Cashflow Tips for Kiwi Tradies in Tough Times

May 14, 2025 / Kunal Topiwala

Struggling with cashflow or finding new clients? Discover practical tips for NZ tradies and small businesses to steady finances, win work, and navigate tough times.

Have you achieved the goal you set out to achieve as a new startup? We’ve posed 5 important questions for you to ask yourself – before you take the next step in your business journey.

Have you achieved your goal for your new business?

May 7, 2025 / Manisha Kesha

Have you achieved the goal you set out to achieve as a new startup? We’ve posed 5 important questions for you to ask yourself – before you take the next step in your business journey.

Discover why timesheets aren’t just for big teams. Learn how Kiwi business owners can use time tracking to boost profits, clarity, and work-life balance.

Mythbusting: “Timesheets Are Only for Large Teams”

May 1, 2025 / SME Business Advisory Team

Discover why timesheets aren’t just for big teams. Learn how Kiwi business owners can use time tracking to boost profits, clarity, and work-life balance.

The Reserve Bank’s OCR cut sounds like good news, but what does it really mean for your small business? Here are the pros and cons you need to know about.

What does a cut to the OCR mean for your business?

April 24, 2025 / SME Business Advisory Team

A further cut in the Reserve Banks’ Official Cash Rate sounds like good news. But what’s the real impact of this drop in the OCR? We’ve got the pros and cons for your small business.

As the cost of living continues to rise, New Zealand inflation is putting pressure on income and costs, making it more important than ever for every Kiwi business to plan wisely.

Smart Ways for NZ Business Owners to Tackle Rising Cost of Living

April 9, 2025 / SME Business Advisory Team

Discover practical ways to manage the rising cost of living in NZ. By growing income and reducing costs, Kiwi business owners can stay ahead of inflation.

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