Manisha Kesha, Author at SME Financial

Business tips for business owners navigating challenging times

Dealing with uncertainty – tips for business owners

November 13, 2024 / Manisha Kesha

Inflation is down but there’s still real uncertainty for business owners. After years of challenging times knowing what step to take next is a key worry, we can help with planning your next move.

Future proofing your business strategy so your business can succeed in 2024

Is your business model still fit for purpose in 2024?

October 23, 2024 / Manisha Kesha

Is your business model as solid and future-proof as you think? In today’s fast-changing business landscape, even a successful company can face unexpected threats. From disruptive competitors to shifting consumer expectations, there are key factors that could challenge your future. Curious about what might be lurking on the horizon? Read on to discover the five risks that could impact your business—and how to stay ahead of them.

Business owners face stress and burnout need to look after their wellbeing and health.

5 ways to reduce your stress as a business owner

September 11, 2024 / Manisha Kesha

Running a small or medium-sized enterprise (SME) in New Zealand can be stressful, with 7 in 10 owners feeling the pressure of economic challenges, cashflow issues, and constant demands. Here are 5 practical strategies to reduce stress and avoid burnout. By focusing on these areas, SME owners can better manage both their business and personal health.

New bright-line rules for people buying and selling properties for profit.

House flippers beware

August 14, 2024 / Manisha Kesha

People who are buying and selling properties for profit are being warned they could get a tax bill, even if they hold the house for longer than two years - and even if they have lived in it themselves.

Productivity improving profitability for business and employees in New Zealand

Productivity Matters – Here’s Why

July 4, 2024 / Manisha Kesha

Productivity is a term associated with strong economies, robust businesses and the efficiency gains of clever staff. If businesses were efficient, we would have fewer failing, more employment and better incomes for owners and workers alike.

Here is how NZ Small businesses can retain and attract customers in this competitive market.

How can small businesses in NZ compete with the big chains?

May 30, 2024 / Manisha Kesha

In tough economic times, small businesses can struggle. So how can your small kiwi business compete with the big multinationals in such a competitive market? Here’s how to maximise your boutique appeal to retain existing customers and draw in new ones.

Business owner imposter syndrome and the need to talk to an advisor

Overcoming Imposter Syndrome: A Business Owner’s Guide

May 1, 2024 / Manisha Kesha

Imposter syndrome is a common challenge faced by many business owners. It can hinder personal growth, decision-making, and overall well-being. It impacts 70% of business owners at some point. We look at steps you can take to overcome and move forward.

Navigating NZ government tax changes on property, trusts and bright-line tests.

Navigating Tax Changes in NZ – What You Need to Know

April 3, 2024 / Manisha Kesha

Stay ahead of the game with the latest tax updates in New Zealand. From changes in property taxation to adjustments in trust tax rates, we've got you covered. Learn how these shifts will affect you as a property owner, investor, or trustee.

NZ minimum wage hourly rate is increasing for employers

NZ minimum wage increases to $23.15 per hour

February 22, 2024 / Manisha Kesha

The minimum wage is rising as of April 1, 2024 to $23.14. As an employer, you’ll need to keep up to date with the latest minimum pay rates and pay your employees at least the current minimum rate.

Questions business owner should be asking to know how much to pay themselves.

How much should I pay myself?

November 30, 2023 / Manisha Kesha

As a business owner, how much should you pay yourself? It depends on how much your business can afford, market pay rates, and whether reinvestment could pay dividends.

Manisha Kesha

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