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business advice

With the right plan in place, your business can achieve lasting growth — and we’re here to help make it happen.

If I’m working ON my business what should I be doing?

September 4, 2025 / SME Business Advisory Team
Most Kiwi business owners are busy from dawn till dusk, but being busy isn’t the same as building a sustainable business. The real difference lies in knowing when to work in your business and when to work on it. Here's what you need to know.
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Should you buy or lease your business assets?

Should you buy or lease your business assets?

August 28, 2025 / SME Business Advisory Team
Should your business buy or lease essential equipment? Discover the pros and cons of each option, from owning an asset outright to spreading costs with a lease, and make the best decision for your business growth.
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Understanding your business credit is key when you want to borrow money, and the right financing options can help you grow your business and unlock new opportunities as an NZ small business.

Business credit: using loans to grow your business

August 21, 2025 / Kunal Topiwala
Having a good business credit profile is vital for accessing routes to funding. Here are six different ways to fund the growth of your NZ small business.
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Lead your team with vision. Business owners can drive growth by investing in people, guided by an experienced business advisor.

Are You Growing Mushrooms or Roses in Your Business?

August 14, 2025 / Manisha Kesha
The way you lead your team can mean the difference between a business that merely survives and one that truly thrives. Discover the two leadership styles every business owner should know, and which one drives lasting growth.
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As a small business owner, selling a trust-held property? The anti-money laundering due diligence rules have just been simplified by the NZ Government. Here's what’s changing.

Changes to the due diligence process when selling a trust-held property

August 6, 2025 / SME Business Advisory Team
Selling a trust-held property? The anti-money laundering due diligence rules have just been simplified by the NZ Government. Find out what’s changing and why the process is about to get easier.
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A trust is a powerful way to protect your assets and secure your family's future.

How to Use a Trust to Protect Your Personal Assets

July 31, 2025 / Kunal Topiwala
Have you considered the benefits of using a family trust? Here's how a trust can help you shelter your personal assets and protect the future of your family and business.
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New Zealand startups can make smarter business decisions by leveraging financial reporting tools and seeking expert advice to guide their growth.

Better Business Decisions Start with Better Information

July 24, 2025 / Manisha Kesha
Making confident business decisions starts with clear, consistent insight. For New Zealand startups, strong financial reporting and expert advice can provide the clarity needed to grow sustainably, respond to challenges, and plan ahead with confidence.
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Budget 2025 introduced changes to the contributions and rates for KiwiSaver. Find out the impact for your employees, your payroll and your cashflow.

Changes to KiwiSaver: how to get your business ready

July 10, 2025 / SME Business Advisory Team
Budget 2025 introduced changes to the contributions and rates for KiwiSaver. Find out the impact for your employees, your payroll and your cashflow position.
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Using a credit card strategically can help improve cashflow and unlock funding opportunities for your NZ business.

Business credit: how a credit card helps your business

June 26, 2025 / Kunal Topiwala
A business credit card might not be the first thing that comes to mind when thinking about funding, but when used well, it can boost cashflow, build credit and open doors for future finance. Here are five ways we believe a business credit card can support your business.
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Optimising your NZ business for 2025? There could be some challenges. In a shifting landscape, weather events, and plan for the future.

Reducing the uncertainty: Embracing the new reality

June 19, 2025 / SME Business Advisory Team
As technology, climate, and global conditions continue to shift, many New Zealand businesses are facing increased uncertainty. With real examples from across the country, we outline practical strategies to help business owners adapt, stay competitive, and confidently plan for the future.
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